https://www.dolcera.com/wiki/api.php?action=feedcontributions&feedformat=atom&user=59.93.80.18 2026-04-30T14:27:31Z User contributions MediaWiki 1.24wmf12 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2852 2006-10-12T11:25:17Z

<p>59.93.80.18: /* Country-Assignee */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> [[Image:Domain-Assignee.png|thumb|center|700 px|Distribution of assignees in the top ten domains]]<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> ==Foreign filing trends of top players==<br /> * The chart information is based on patent family members and not based on priority country filing<br /> [[image:Country-Assignee.png|center|600 px|thumb|Country-Assignee]]<br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2848 2006-10-12T11:12:18Z

<p>59.93.80.18: /* Distribution of assignees in the top ten domains */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> [[Image:Domain-Assignee.png|thumb|center|700 px|Distribution of assignees in the top ten domains]]<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> <br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2847 2006-10-12T11:04:10Z

<p>59.93.80.18: /* Country wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Countrywise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> <br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2846 2006-10-12T10:56:18Z

<p>59.93.80.18: /* Assignee wise IP activity */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> &lt;gflash&gt;800 600 http://www.dolcera.com/Insurance_Assigneewise_IPactivity.swf&lt;/gflash&gt;<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> <br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2842 2006-10-12T10:42:57Z

<p>59.93.80.18: /* Top five domains and the foreign filing trends */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> <br /> [[Image:PAssignee1.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> <br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2841 2006-10-12T10:42:45Z

<p>59.93.80.18: /* Distribution of assignees in the top ten domains */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> <br /> [[Image:PAssignee1.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Top five domains and the foreign filing trends==<br /> [[image:Chart-Country-domain.png|center|600 px|thumb|Top five domains and the foreign filing trends]]<br /> <br /> ==Top five domains and the foreign filing trends==<br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2840 2006-10-12T10:41:40Z

<p>59.93.80.18: /* Distribution of assignees in the top ten domains */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> <br /> [[Image:PAssignee1.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Top five domains and the foreign filing trends==<br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

59.93.80.18 https://www.dolcera.com/wiki/index.php?title=Insurance_sector&diff=2839 2006-10-12T10:40:14Z

<p>59.93.80.18: /* Insurance type - Overall */</p> <hr /> <div>==Rationale==<br /> * Financial markets are a part of the changing business paradigms, across the globe - G. N. Bajpai<br /> * Today, globalization of competencies, thinking and perspectives has been the part of Strategic Action Plan of all the major players in the financial markets, globally - G. N. Bajpai<br /> * &quot;The focus over the last year has been around proving the value of IT as a key contributor to business success,&quot; - David Holtzman<br /> * Real-time documents provide faster time to market with a personal touch - Penn National Insurance<br /> <br /> ==Search Strategy==<br /> '''Search date:''' 14 Sept, 2006<br /> <br /> '''Database''': Micropatent (PatSearch Fulltext)<br /> <br /> '''Search Strings, Hits &amp; Scope:'''<br /> <br /> * '''Search I''' <br /> ** Query: (Life) AND (Insurance OR Reinsurance OR Polic* OR Annuit*) - 532 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date - 2000 till date <br /> ** Databases: US, EP, WO, JP, DE, GB and FR (common for all)<br /> * '''Search II'''<br /> ** Query: (computer) and (Insurance OR Reinsurance) and (Polic* OR Annuit*) – 511 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date 1991 till date<br /> * '''Search III'''<br /> ** Query: (Insurance OR Reinsurance OR polic* or Annuit*) limited by assignee (Insurance OR Bank) – 345 hits<br /> ** Search scope – Title, Abstract &amp; Claims, Date – 1991 till date – 345 hits<br /> * Total # of records - Search I + Search II + Search III = 1239 (excluding duplicates and family members but includes off-target)<br /> <br /> '''Note:''' ''All search hits exclude family members and duplicate patent records''<br /> ----<br /> <br /> ==Market data - Insurance sector==<br /> * Insurance and risk management is an immense global industry. In America alone, the insurance business employs about 2.5 million people&lt;br&gt;<br /> * Life and health insurance in the United States will be about a $725 billion in gross revenues business in 2006, compared to only about $500 billion in 2002&lt;br&gt;<br /> * U.S. life insurance firms hold about $3.8 trillion in assets&lt;br&gt;<br /> * Personal lines comprise another vast sector of insurance. For example, private passenger automobile insurance will be about a $172 billion annual premium market in the U.S. for 2006&lt;br&gt;<br /> * Homeowners insurance is about a $50 billion market&lt;br&gt;<br /> * Property and Casualty insurance premiums will total about $450 billion in the U.S. for 2006<br /> <br /> ==Year wise IP activity==<br /> * Graph depicts IP activity based on publication year<br /> * 866 patents filed in a span of 16 years (1991 - 15th Sept, 2006). Out of which 792 patents filed in last 7 years<br /> * Trend indicates high IP activity during 2002 followed by sudden fall during 2003, since then recovering gradually<br /> <br /> [[Image:PUYear.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> ==Assignee wise IP activity==<br /> * Graph depicts assignee and number of patents to their credit<br /> * MITSUI SUMITOMO INSURANCE leading in IP activity race with 60 patents to its credit, followed by TOKIO MARINE &amp; FIRE INSURANCE with 49 and AIOI INSURANCE with 23 patent records to their credit<br /> <br /> <br /> [[Image:PAssignee1.png|thumb|center|700 px|Assignee wise IP activity]]<br /> <br /> '''Note''': Below mentioned assignees patents added together and presented as one in above graph<br /> * SUMITOMO LIFE INSURANCE and MITSUI SUMITOMO INSURANCE is presented as MITSUI SUMITOMO INSURANCE<br /> * GE MORTGAGE HOLDINGS and GE FINANCIAL ASSURANCE HOLDING is presented as GE FINANCIAL ASSURANCE HOLDING<br /> * NICHIDO FIRE &amp; MARINE INSURANCE , TOKIO MARINE AND FIRE INSURANCE , TOKIO MARINE &amp; NICHIDO LIFE INSURANCE , TOKIO MARINE &amp; NICHIDO FIRE INSURANCE and TOKIO MARINE &amp; FIRE INSURANCE is presented as TOKIO MARINE &amp; FIRE INSURANCE<br /> * NIPPONKOA INSURANCE , NIPPON ELECTRIC and NIPPON LIFE INSURANCE is presented as NIPPON LIFE INSURANCE<br /> <br /> ==Country wise IP activity==<br /> * Graph indicates IP activity based on priority country<br /> * United States with 506 patent records is the most happening destination for insurance related IP activities followed by Japan (314) and Australia (9)<br /> * [[Country code]]<br /> <br /> [[Image:PCountry.png|thumb|center|600 px|Assignee wise IP activity]]<br /> <br /> <br /> ==Insurance type - Overall==<br /> [[image:Overall123.png|center|600 px|thumb|Types of insurance]]<br /> <br /> ==Distribution of assignees in the top ten domains==<br /> <br /> {|border=&quot;2&quot; cellspacing=&quot;0&quot; cellpadding=&quot;4&quot; width=&quot;80%&quot;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt; &lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;N/A&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MITSUI SUMITOMO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;TOKIO MARINE &amp; NICHIDO&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIOI INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;NIPPON&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAI ICHI MUTUAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;G E&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;COMPUTER SCIENCES&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;IBM&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AIU INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;HITACHI&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SWISS REINSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;MEIJI LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;DAIDO LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;YASUDA FIRE &amp; MARINE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN LIFE INSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;EMPLOYERS REASSURANCE&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;GENWORTH FINANCIAL&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SOMPO JAPAN&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;ZURICH&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;AMERICAN INTER. GROUP&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;SONY&lt;/font&gt;<br /> |align = &quot;justify&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;General Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|52<br /> |align = &quot;center&quot;|49<br /> |align = &quot;center&quot;|34<br /> |align = &quot;center&quot;|17<br /> |align = &quot;center&quot;|10<br /> |align = &quot;center&quot;|12<br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|6<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;|2<br /> |align = &quot;right&quot;|246<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Life Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|65<br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|8<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|4<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;right&quot;|107<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Automobile Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|18<br /> |align = &quot;center&quot;|7<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|9<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|48<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Health Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|15<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|20<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Property Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|14<br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|21<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Mortgage Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|2<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|3<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Liability Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|6<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Credit Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|5<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|7<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Casualty Insurance&lt;/font&gt;<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|5<br /> |-<br /> |align = &quot;justify&quot; bgcolor = &quot;#808080&quot;|&lt;font color=&quot;#00CCFF&quot;&gt;Title Insurnace&lt;/font&gt;<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;|1<br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;center&quot;| <br /> |align = &quot;right&quot;|2<br /> |-<br /> |align = &quot;center&quot; bgcolor = &quot;#C0C0C0&quot;|&lt;font color=&quot;#FF0000&quot;&gt;'''Total'''&lt;/font&gt;<br /> |align = &quot;right&quot;|177<br /> |align = &quot;right&quot;|68<br /> |align = &quot;right&quot;|48<br /> |align = &quot;right&quot;|25<br /> |align = &quot;right&quot;|21<br /> |align = &quot;right&quot;|15<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|13<br /> |align = &quot;right&quot;|11<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|8<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|7<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|6<br /> |align = &quot;right&quot;|4<br /> |align = &quot;right&quot;|5<br /> |align = &quot;right&quot;|3<br /> |align = &quot;right&quot;|5<br /> | <br /> |-<br /> |}<br /> <br /> ==Distribution of analyzed patents - Based on insurance type==<br /> * 95 patents have been analyzed and categorized based on type of insurance<br /> * For definitions follow the [[link]]<br /> * Number in ( ) indicates # of patents <br /> * '''Trend - Top insurance filing sectors'''<br /> ** Maximum number of patents file under life insurance category (39) followed by<br /> ** Automobile insurance (26) and<br /> ** Property insurance (7)<br /> [[Image:Insurance_Types_(95).jpeg|thumb|center|600 px|Distribution of patents - Level-I Analysis]]<br /> <br /> ==Distribution of patents - Based on activity==<br /> * Above 95 patents further analyzed for more granularity to project various patterns involved<br /> * '''Trend based on various activities under insurance: ''' <br /> ** Maximum patent filed on insurance information management system (23) followed by<br /> ** Insurance payment process (21) and<br /> ** Insurance selling system and various selling parameters (15)<br /> <br /> [[Image:Activity95.png|thumb|center|850 px|Distribution of patents - Level-II Analysis]]<br /> <br /> ==Overall Trend - Based on insurance sector and respective activities==<br /> '''Automobile Insurance'''<br /> * Customize insurance policy and customized insurance premium for different cars and people<br /> * Keeping uninsured from driving<br /> <br /> '''Casualty insurance'''<br /> * Automatic accident reporting system of an insured person<br /> <br /> '''Health insurance'''<br /> * Pharmacy benefits calculator – selects a cost effective insurance plan form the group of plans<br /> <br /> '''Life Insurance'''<br /> * Annuity – Automated benefit scheme administration apparatus<br /> * Package – Selling other services (funeral plan) along with life insurance<br /> * Retirement – Computer based retirement planning and income arrangement system<br /> <br /> '''Property insurance'''<br /> * GPS Mobile insurance system – Monitoring current location and condition<br /> <br /> ==Insurance type Vs assignee and their activities==<br /> '''Automobile insurance'''<br /> <br /> [[Image:Automobile1.png|thumb|center|750 px|Automobile insurance - Assignee wise patent distribution]]<br /> <br /> '''Life insurance'''<br /> <br /> [[Image:Life_Insurance.png|thumb|center|750 px|Life insurance - Assignee wise patent distribution]]<br /> <br /> '''Casualty + Health + Credit + Intellectual property and Financial loss insurance - Presented together'''<br /> <br /> [[Image:Combined.png|thumb|center|750 px|Assignee wise patent distribution]]<br /> <br /> ----<br /> [[Media:Insurance_Analysis.xls]]</div>

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